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Robert A. Ray

Robert A. Ray is an attorney who has more than 30 years experience. A lawyer who knows the laws about unfair wills, inheritance disputes and other contested probate matters.

If you feel that you have lost an inheritance or are going to lose an inheritance; need to remove a Trustee due to a mismanaged estate or due to unscrupulous relatives; or, if you are considering contesting a will, we would be happy to give you a free, confidential review of the merits of your case.

Please click on the "Contact Us" tab at the top of the page, where you can fill out a short questionnaire or call us at the phone numbers listed. Board Certified, Personal Injury Trial Law — Texas Board of Legal Specialization.

Our principal office is in Tyler, Texas.

We handle contested probate cases throughout Texas.

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Learn About Texas Inheritance Laws - Community Property and Separate Property
Learn about Joint Accounts and Inheritance

Joint Accounts and InheritanceJoint accounts are accounts, usually with a financial institution, where more than one person has rights to the account.  Deciding what those rights are is a problem often faced in contested probate cases. Are they survivorship accounts where the survivor gets all of the account and the money does not got through a will or probate? Are they non-survivorship accounts where the money does not go to the survivor but passes through the will and through probate?

Accounts with community property owned by both spouses are treated differently than accounts between non-spouses (See below.)

The courts look at the documents creating the account and the words used to determine the type of account involved.  Often, the financial institution will use a pre-printed form that has boxes to check.  The card will be filled out correctly but no box will be checked!  Or two conflicting boxes will be checked!  Since all accounts are presumed to be non-survivorship accounts, the burden of proof is on the person claiming that the account is a survivorship account to prove that it is.  If the boxes on the signature card are not checked, too many boxes are checked or as one jury found, checked later by someone not the owner of the account, then the account is not a survivor account.  The account would pass through the owner's will or through his estate. However, the courts are more likely to find that two spouses intended to create joint accounts with right of survivorship than the are likely to find that two non-spouses intended to create such accounts. In other words, the burden of proof on non-spousal accounts is higher than it is on spousal accounts.

Joint accounts can cause difficulties.  The difficulties related to the type of joint account in question.  There are three basic joint accounts:

  1. convenience accounts - where one or more persons own the account but other, non-owners, are allowed to make withdrawals  On the death of the owner, the account passes through his will or through his probate estate and does not pass to the non-owner;
  2. tenants in common - where two are more persons own the account equally - when one owner dies, his share passes through his will or through his probate estate and does not pass to the other owner; and
  3. joint accounts - with or without the right of survivorship.


  • with right of survivorship means that when one of the joint owners dies, the account belongs to the survivor and does not pass through the deceased's will or through his probate estate.
  • without right of survivorship means that the account is owned by the joint owners and when one dies, his share passes through his will or through his probate estate and does not pass to the other owner.


An example of the difficulty with joint accounts are the following cases:

  1. One case held that there was no right of survivorship even though the signature card said " Joint accounts - with survivorship" since the language did not match that required by statute to create a survivorship account;
  2. Another case held that there was no right of survivorship because no box had been checked;
  3. Signature card said "Type of customer - joint with survivorship" held not a survivorship account; and,
  4. "Joint account - payable to either or survivor" was not a survivorship account.

Read more about joint accounts
 
Find Out the Kind of Property that is Inherited if You Die Intestate (Without a Will)?

Who inherits if you die intestate (without a will)?What property is inherited by your heirs in Texas if you die intestate (without a will) depends on what kind of property you have at your death. There are two kinds of property that are relevant to probate: probate property and non probate property. Non probate property includes joint accounts with right of survivorship, life insurance policies, retirement funds, IRA's, and any other account where you designate a beneficiary when you create the account. When you die, the property does not go to your estate to be distributed to your heirs, rather, it goes to the beneficiary or beneficiaries that you designated when you created the account. 

Probate property is further designated as community property or separate property.  You can find a discussion of these terms on this site under the Glossary by clicking on the words. You only have community property if you are married at the time of your death. If you are not married, are divorced or are a widow or widower when you die, all of your property is separate property.

Married – separate or community property

Separate Property

  • If no children – all personal property to spouse; one half of real property to spouse, balance to parents.  If no parents living and no brothers or sisters or their descendants living, all to spouse.
  • If children – one third of personal property to spouse, balance to children.  Spouse has a one third life estate in real property, balance to children who also get spouse’s share once he/she dies.

Community Property -

  • If there are children -
    • If all children of the deceased person are children of surviving spouse – all to spouse.
    • If some children of the deceased person are not also children of surviving spouse, all of decedent’s one half of the community will go to children.
  • If there are no children or descendants of the deceased – all to surviving spouse.


Not Married - only separate property

With children - 

  • All to children.

No children -

  • To parents if they survive.
    • If there is one surviving parent and no siblings or descendants of siblings, all to surviving parent.
    • If there is one surviving parent and some surviving siblings, one-half to parent, siblings divide balance.
    • If there is no surviving parent but some surviving siblings, each sibling, or their descendants if they did not survive, is entitled to a share of the estate based on the number of siblings.

Note: When the intestate's children, descendants, brothers, sisters, uncles, aunts, or any other relatives of the deceased standing in the first or same degree alone come into the distribution upon intestacy, they shall take per capita, namely: by persons; and, when a part of them being dead and a part living, the descendants of those dead shall have right to distribution upon intestacy, such descendants shall inherit only such portion of said property as the parent through whom they inherit would be entitled to if alive (i.e. per stirpes or by the root and not per capita.) Probate Code §43.

Example: An intestate dies who was never married and who had no children. His parents predecease him. He had three siblings. Sibling A has one child and survives the intestate. Sibling B has two children but predeceases the intestate. Sibling C has three children and also predeceases the intestate. The estate is divided per stirpes and not per capita. The intestate's property is divided into three parts. The surviving sibling A gets one third; the two children of sibling B share one third and the three children of sibling C share one third.

Example: An intestate dies who was never married and who had no children. His parents predecease him. He had three siblings. Sibling A has one child. Sibling B has two children. Sibling C has three children. All of the siblings predecease the intestate. The estate is divided per capita and not per stirpes. The estate is divided into six shares and each of the surviving nieces and nephews receive one sixth.

 


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